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I was just a little curious, do you insure your collection and if so is it through your homeowners insurance or a separate policy /company?
 

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Insured/included through Homeowners Policy. ;-)|>
 

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Personal articles policy thru my insurance. Not homeowners.
 
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Omega AT Day Date SS, Omega De Ville Trésor YG
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Any news on that Alex?
Our police is wakening up only if someone got killed. Home theft? I don't think something will be done.

The most interesting part is how much I'll get back from insurance company.
 

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I'm an insurance broker so mine are definitely insured! Usually cheaper and better cover on household insurance, but make sure you keep proof of purchase/valuations!

Edit: I'm in the UK... Not sure of the best options elsewhere...


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I was just a little curious, do you insure your collection and if so is it through your homeowners insurance or a separate policy /company?
Personal articles policy which is mutually exclusive from the homeowners policy.
 

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Yes, SIG & Smith&Wesson are the brokers.
 

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Added it to my homeowners policy. Have to pay about 1% per year on the value of the watch. Buys some peace of mind, as the Skyfall is my daily wearer.
 

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I've heard they charge an arm and a leg....
True, but like watches "you get what you pay for".
.....they certainly can get cranky if needed
 

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House insurance, but only my omegas all my vintage pieces are automatically in with the house insurance under a certain amount.
 

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Separate from home. Jewelers mutual. Loss/theft/smashed all covered. Surprisingly "nuclear incident" is not covered.

But to answer the question, I didn't insure my PO, only items ~$10k or more for me.
 

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Usually it's an additional rider on homeowners. Normal homeowners usually limited. I don't consider it worthwhile for omega just wife's main diamond.
 

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My watches are under my Metlife homeowners insurance, appraised and listed as scheduled items if the item is worth over $2,000 (so that's 3 Rolex and 4 Omega)

My $1,500 and under watches I left to fall under the general $10,000 coverage for watches and jewelry, with the homeowner's insurance.
 
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